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Thanks for the perspective, Fuskie. It’s what I need. I’ve had the money in a decent CD for a year and was bummed when the interest rate at renewal was so low. Guess I was hoping for an unknown-to-me vehicle, but I know I should ignore the lure of an index fund which is where I was leaning.

I’ll just pick a CD and count my blessings that I have extra cash. You’re right, it’s not sexy but it is safe!

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