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Thanks for the replies,

That's some very good advice AJ, I'm definitely going to make a list of my debts, been tracking my spending, trying to find a cheaper less rural living location, (gonna need to find a new job closer to civilization). I allocate a huge portion of my paycheck to gasoline (that's today's prices) and I have a tiny car. 6 hour round trip just to get milk from Walmart is bad medicine my friends.

I would say credit cards make up about $1,500 of my debt balance.

One of my cars got repossessed while I was laid off during the federal furlough (government shutdown) a couple years back (majority of the debt.. like 90%), finally found a new federal job with decent(okay) pay for a federal job that is, finally got a good enough raise that I can start to focus on trying to get the remaining balance of the car paid off, trying to get my credit card paid off, the rest are small medical bills, but they [medical bills](along with my credit card balance) seem to have a bigger derogatory mark than the car loan. So trying to get those taken care of ASAP.

I do have about ten years of good payments for credit history, so that has been keeping me afloat. But I want super stellar credit! So I'm trying to focus this year on getting completely debt free.

Thanks everyone!
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