Message Font: Serif | Sans-Serif
No. of Recommendations: 0
Thanks for the reply. I've been out of town. You are right. I could do it that way. I was going to use a speadsheet since your suggestion works till I hit 70 1/2 and then am forced to take out 401K/Traditional IRA monies at a proportion to life expectency. With a spreadsheet I could determine if I should be converting more to a Roth even though it would kick me into a 28% bracket but avoid the 39% bracket I will hit with my remainder balance being large enough to put me there at 70 1/2. I would just have to use the "present" brackets and adjust it they changed from year to year.
I guess I'm trying to optimize my net holdings and minimize my taxes (but then aren't we all?).
Thanks again.
Print the post  


In accordance with IRS Circular 230, you cannot use the contents of any post on The Motley Fool's message boards to avoid tax-related penalties under the Internal Revenue Code or applicable state or local tax law provisions.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.