No. of Recommendations: 1
Thanks for your quick reply.

Transaction costs are not much of an issue here. All my accounts are at Vanguard which gives me a bunch of free trades. Going in or out of Vanguard funds and ETFs does not count against that allowance. Further, I don't trade all that much - though my wife doesn't believe that. One great thing about being married is that at least one person will call you or your b---s---

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