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Thanks, Gordon. I've bookmarked and it should be useful to help us select a plan or decide to stay with what we've got.

Social Security deducts $104.90 a month from each of our benefits for medical insurance. San Mateo County deducts 979.97 a month for Medicare PPO coverage with Blue Shield of CA from my wife's COLA pension. That totals to 1189.77 a month. I wonder if we may have overlapping coverage for medicine.

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