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Thanks Joe, kinda synopsized and clarified a lot of whirling dervish kind of thoughts that I was having. You explained one thing that I wasnt sure of. Why everyone kept talking about the importance of rebalancing. But till now, no one ever said WHY you did that. It has to do with goals and risk tolerance. Simple and straight forward. I am learning pretty rapidly but still have SO much to learn. Sometimes in the face of a bit of low grade resistance from my family( but I have noticed that they usually dont mind helping enjoy the benefits of my new "hobby" when the benefits are reaped....ROFL).

Thanks again,
Magique Darkayne
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