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Thanks Phil. I'm aware of Roth no tax. My worry is my principal in seps doesn't reduce, annual RMD will be large based on IRS formula. We were only recently eligible for Roths, so started Them (me and wife) and
will continue to max them out as long as working. In fact did convert some Ira funds to Roth but not sure converting more is wise tax decision. I think I need to develop best withdraw strategy.
Plus don't know whAt rates and laws will be at that time. Meeting with my Fidelity advisor on this subject soon. Any advice on withdraw formula based on what little you know of my situation?
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