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Thanks to all for replying to my query.

I definitely was confused...or, thinking about it, maybe not so much confused as always thinking incorrectly what the 5-year rule meant. I believe I was just plain wrong about it.

Lot of great info here. And I wanted to mention that it's cool to hear of a success story like 100 shares of MCD held for thirty years. I never get tired of those, so thanks for it, and congrats to the sibling who did that...
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