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Thanks to all for the friendly advice. I did review the FAQ section, but it always helps to get it from the horses mouth - so to speak. Yes, the Disney fees are high, but more so if you DRIP monthly with them. If you are good at saving and then adding a chunk at a time, the fees are not bad. (You're talking to a die-hard Disneyphile!)

Again, thanks to all who took the time to respond. I feel pretty confident in the direction to take.

Nancy
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