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Thanks vt, I'll check that out.

Imperial, I'm waiting until we get an engagement letter to see the breakdown, but I believe it comes out to be around $150 an hour for around 10 hours a year.  This might be a bit steep for us so we may decide to shop around a bit. 

This planner also said she's not a stockpicker so I believe she primarily recommends funds.  If I wanted to run ideas past her she would be more than happy to review them, but she won't pick out individual stocks for you. 

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