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The 5% rule of thumb for cashout in retirement is a
conservative value that should work in almost all
instances. Understanding what the cashout number
means helps to understand when even 5% may not

Did you ever hear the one about the guy who drowned in a river that was only six inches deep on average?

Try this web site for a definitive study on the question of safe withdrawal rates. The safe rate is between 3% and 4%.


Regards, Jim
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