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The above goes to ishtarastarte's excellent suggestion (intimation) that to bring a spouse on board, maybe one needs something more interactive or illustrative than a ledger. The project can be started by one person, but for it to really work, both must be on board.

There are several couples on the YNAB forums that have one spendy spouse that wants nothing to do with YNAB. Over time, many of them do start to come on board.

Having a mobile app helps, I think.

Read some of the Journals to get a feel for how people are dealing with it. http://forum.youneedabudget.com/categories/journals


Ishtar
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