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No. of Recommendations: 1
The advice you recieved is not as unconventional as you believe. Also, there are exceptions tot he 10% penalty - SEPP pursuant to 72(t), IIRC, of th Tax Code. SEPPs are discussed ad infinitum on The Retire Early board in Speakers' Corner. You might also follow the the link to "intercst"'s Retire Early Home Page.

Hope this helps. Regards, JAFO
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