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The Ant might say let's start making small changes now, and by closing loopholes we can avoid much bigger, more painful sacrifices later on and that will especially benefit people who are teenagers right now.

The Grasshopper might say "I want my loopholes! And if the system collapses later, tough! I want mine right now!"

Fine. But what I am saying is lets figure out the probable course of action for the future, and figure out how to best position oneself for that course of action, rather than sticking our head in the sand and pretend that changes are not on the way.

If I am guilty of anything, it is trying to plan ahead before changes are even made.

who has typically lived her life that way from day one, as exhausting as that may be
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