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No. of Recommendations: 0
The bottom line is the more he can put away now(today) the better of he will be. I don't want to come off the wrong way here. He needs to run a calc. and decide alot of factors that quite frankly are hard to decide. Given the amounts he can put away and compounding it is my belief that he will accumulate more money by funding the 403b.Tax free is great but once again it could all change. The only thing that can't change is the amount he can contribute today.Once again I am only telling you how I(capital I) feel.

P.S. yes I'm paying fees and am happy to do so for the return I recieve.By the way what stock should he pick? you can throw a dart at a mutual fund and have a better chance of hitting a winner.The average fund did better then the S+P last year.You could always find a better thing out there,but you need it in your portfolio to be a winner.
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