No. of Recommendations: 1
The credit monitoring offer is more marketing than security, trying to regain consumer confidence. I do shop at Target every now and then and don't recall shopping during the 3 week period in question (I was out of town for at least one week of that period), though I did peruse Black Friday deals on the web site. I got the letter and my first reaction was suspicious since it would not surprise me that someone tried to use Target's problems as a pretense for a phishing expedition. But I went to the Target web site (not through any link in the email) and they have the exact same letter there. Plus, the web address in the email was not a link and required me to copy and paste, which lends credence to its authenticity. The credit monitoring won't hurt but it doesn't help as much as the CRAs would like you to think.

Fuskie
Who notes that the most foolproof way to protect yourself against identity theft is to freeze your credit and only thaw it out temporarily when you need to open a new credit account...
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