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The easiest way to keep everything fair is to keep things separate, and then negotiate how to share common expenses. Then we don't have to resent each other for what we decide to spend money on, because it doesn't affect the other's savings.

This has worked very well for us, as well. DH tends to like to spend on the fun stuff, and since he's making more than I do, he gets to spend on fun. He's been pretty good about saving a big chunk, too.

We split up the necessities. So, he pays for roughly 1/2 the necessities and a few fun things. I finance the other half of the necessities, and save as much as I want.

Anyhow, when he wants to splurge on something, he can, and he's not using my money.
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