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The expenses for institutional funds in a 401k are usually higher than publicly traded funds which exist in a more competitive marketplace.

Are you still with the employer sponsoring the 401k? If so, you cannot move the 401k until you leave your employer. If it is a former employer, you can roll the assets over to a Traditional IRA without any tax liability or penalty. In the Traditional IRA, you can invest in any fund, ETF or company offered by the brokerage hosting the account.

Fuskie
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