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The expenses for institutional funds in a 401k are usually higher than publicly traded funds which exist in a more competitive marketplace.

Are you still with the employer sponsoring the 401k? If so, you cannot move the 401k until you leave your employer. If it is a former employer, you can roll the assets over to a Traditional IRA without any tax liability or penalty. In the Traditional IRA, you can invest in any fund, ETF or company offered by the brokerage hosting the account.

Who hopes this helps...
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