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The fees are deducted from the actual fund - I.e. you will not see any seperate statement in your account. That must be another administrative fee from your friends at Fidelity....

Go to and simply type in the ticker of the mutual fund to see the expense ratio. Don't forget there are OTHER fees you don't see such as trading/broker fees in the fund (not part of expense ratio) often same size as the expense ratio according to studies!

Cheers, Ben
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