No. of Recommendations: 2
The future is indeed bleak for retirees. I think the final blame should go to the government, who is the biggest debtor to present and future generations. Of course, add a generous serving of blame for all the rosy private pension assumptions too. Too many promises, not enough money to pay them off (short of the printing press, which of course we'll be seeing more of too, as if it ever went away.)
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