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The galeno strategy says, pay the taxes now and get into something better.

If you want to stay conservative and get great returns, look into 100% index funds. You can also split portfolio 50% index funds and 50% Foolish Four (R) or 1/3 index funds, 1/3 R and 1/3 Keystone (K).

I myself invest in a 12 stock mechanical combo portfolio consisting of 1/3 R, 1/3 K, and 1/3 PEG (E). For short, that's called RKE. The RK portion gives me solid reliable returns. With E, I shoot for the stars.
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