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No. of Recommendations: 7
The issue is whether insurance companies are entitled to screen applicants for insurance to determine IF they have pre existing conditions which would make them very expensive to insure.

Which is not the issue, which you carefully ignored. If a particular condition needs to be covered at the choice of the buyer, then the seller is required to truthfully tell the buyer if it is covered--or not covered. Price of coverage (premium to be paid) is a totally different matter, which you also totally ignored.
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