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the largest recent drop was around june.
Around the time Calif. was talking about putting people in jail and a judge was talking about elect. rebates from co.s like rei / rri, mir etc....
then we got 9/11 some drop there and Enron piled on.

Is REI the greatest thing since sliced bread... hardly but not never as doom and gloom as you paint the picture.

Your personal situation is quite bad it seems.
Sorry, not much I can do.
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