Skip to main content
No. of Recommendations: 0
The only investments that have steady, guaranteed growth are money market funds, CDs, or high quality individual bonds (NOT bond funds) - 5 years is in fact a pretty good length of time to consider a US Savings Bond for.

If you're willing to allow a little less steady growth, but a very low chance of actually loss, a ST bond fund is a option.

If you need this money in 5 years, it's a good idea. If you don't, I suggest you consider not cutting off your returns just to have a more stable portion. Rather, consider diversifying... into REITS, or blue chip divident funds, or high-yield/junk bonds. Basically into something that, while it may not be stable every year, will at least move on a different pattern than other sectors, so it will overall help your portfolio be more stable.
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.