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The only investments that have steady, guaranteed growth are money market funds, CDs, or high quality individual bonds (NOT bond funds) - 5 years is in fact a pretty good length of time to consider a US Savings Bond for.

If you're willing to allow a little less steady growth, but a very low chance of actually loss, a ST bond fund is a option.

If you need this money in 5 years, it's a good idea. If you don't, I suggest you consider not cutting off your returns just to have a more stable portion. Rather, consider diversifying... into REITS, or blue chip divident funds, or high-yield/junk bonds. Basically into something that, while it may not be stable every year, will at least move on a different pattern than other sectors, so it will overall help your portfolio be more stable.
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