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THe only reason I'm seeking more clarification is that it says "MAY be eligible for these benefits".

Off the top of my head:

1. They don't know how old your children are.

2. They don't know whether your spouse has your replacement waiting in the wings after a decent mourning period---say 48 hours.

It all sounds pretty clear to me, and you already seem to have suspenders and a belt. Go for the stapler, and you remember what happened to that guy....

Rule Your Retirement Home Fool
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