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No. of Recommendations: 1
The problem with #5 is that if you're an American, nobody wants you. The EU, Canada...? High bars for entry, not the least of which is because they know Americans want their universal healthcare (plus, we're just so damned annoying that they flat don't like us).

intercst spends some time on this topic:

https://retireearlyhomepage.com/health_sum.html

He took the ACA route, and minimized his income to qualify for maximum subsidies. A big part of that was not owning much that paid dividends, as I understand it. Keep ordinary income below something like $90K and there is no tax of cap gains, too. Though I believe cap gains ARE used in the calculation to determine ACA subsidies, so you would still have to control that.
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