No. of Recommendations: 9
The reality is that you are now using the tool that I developed in 1996. I made use of the tool and it saved my retirement. BenSolar has made use of the tool and in all likelihood it is going to save him hundreds of thousands of dollars.

2828: you left off the bolding!!! lol. Wow. Maybe if hocus told us what this 'tool' is, then I could confirm or deny that I used it. ;)

I give hocus credit for stirring up a vigorous debate on the effects of valuation on SWR (as painful and frustrating as that debate was). I participated in that debate, did lots of research, and ended up lowering my allocation to US large cap stocks significantly. I don't give credit to hocus for developing some 'data-based SWR tool' that led me to my actions. If anybody deserves direct credit for research that led me to my actions it is Dr. Robert Shiller and his research on the effect of valuations on long term stock market returns.

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