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The short answer is invest it wisely and hope it grows to something large enough for your needs.

Fools generally tell you the max payout you can expect from investments if you want them to last your lifetime is 4 to 5%. So if you have no other income from pensions or social security, you need investments beyond your home of something like $1.25MM.

You want your 200K to grow to $1.25MM + 200K for the house or $1.45MM. That is a 7.25 fold increase in 7 years. Thats a compounded rate of 33%/year.

Its possible but Fools think the S&P Index can be counted on to return only 12% on the average.

So put your money in stocks and manage them for growth. The odds are you will not achieve your goal, but maybe you will get lucky. You may wind up having to extend your work life, reduce your expenses after retirement, increase your rate of saving, or working part time after you retire. Work through the Foolish retirement planner for more ideas.

I would say go for it. You will probably come closer that way and perhaps along the way your needs will become clearer or other possibilities will open up for you.

Best of luck.
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