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The strategy you mention sounds like a good one to me.

Elsewhere in this thread, it was said: I only keep harping on these issues because if you don't know what you're investing in, it is incredibly easy for a "financial advisor" to convince you to buy something that is far better for the advisor than it is for you. The only person with your best interest at heart is you.

Why is financial advisor in quotes? Maybe because calling this person a financial advisor is a bit like calling a used car salesman a "transportation advisor."

--SirTas
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