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The stretch IRA was significantly hampered for estate planning recently.

Bankersfate - I believe (and hope) that your citation is mistaken. Ed Slott's usually pretty good at parsing out IRA stuff - I'll need to double-check but I'm pretty confident in this:

https://www.irahelp.com/slottreport/tax-reform-and-your-ira-...

Long live the stretch IRA. The stretch IRA is one of the biggest benefits of the tax code, allowing you to pass your IRA to children and even grandchildren. Your beneficiaries can stretch RMDs from their inherited IRAs for years and enjoy decades of tax-deferred growth. If it is a Roth IRA, it’s even better. The growth is tax-free. There were proposals in Congress to do away with this tax break and require non-spouse beneficiaries to use a five-year rule. Good news! Despite rumors to the contrary, these proposals were not made part of the final law. The stretch IRA has survived and is still with us.

best,
dan
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