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Then they were the fortunate ones. Many teachers are subject to offsets and/or do not qualify for SS.

Yes, in those states, they try to replicate SS on a state level. That doesn't mean that they completely lose out, they just get something from the state instead of something from the fed.

Of course, not all states do an equal job of it. And, it doesn't keep them from retiring as millionaires.

Here is CA for example:


According to CalSTRS data, employees who worked a full career – from age 23 to age 65 – received an average annual benefit of $110,364, equal to 105% of the employee’s final salary.

Who needs SS if you have a pension worth even close to $100,000 a year?

Here is the kicker - nothing keeps those states, today, from including teachers in SS instead of their state-based solution. There is a law that allows for a state to move their employees into the SS system. Perhaps those teacher strikes could include this request if their feel that are being short-changed by their respective state.
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