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No. of Recommendations: 1
There are basically five options:

1. ACA - hopefully with a subsidy but if not, then congrats as you have a nice early retirement income regardless.

2. If you are married and your spouse is still working, you can be added to your spouse's plan.

3. Seek part-time work for a company that provides insurance coverage.

4. Seek a freelance job that provides insurance coverage.

5. Move to a country where insurance is cheaper and/or the healthcare is cheaper.


I am pretty sure you neither have access to a HDHP nor can you contribute to a HSA without earned income.



If anyone else has any other ideas, please share them. I am personally aiming for #5.



Hawkwin
Who is hopeful that we will eventually see Medicare pushed down to 60 to alleviate this issue for the vast majority of early retirees.
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