No. of Recommendations: 0
There are certainly positives and negatives about ordering tri-merged reports, but here is a really good deal regardless. (Just in case someone doesn't know, a "tri-merged" report shows the data from all three credit reporting agencies. Each tradeline is clearly marked with respect to which bureau is reporting what.) First American Credco is one of the largest, if not actually the largest, suppliers of tri-merged reports to the mortgage industry. They offer a little known GREAT deal to consumers: for $69.95 per year, they will send you an unlimited number (each sent upon request) of tri-merged reports per year. I subscribed and requested a new report practically every week without a problem for most of last year, although now I've slacked off considerably. Their toll-free number is 1-866-878-6500.

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