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There has been some debate over whether people
will have a higher or lower income, hence tax rate in

If I predict my (inflation adjusted) income will
be greater in retirement, I will take this as a sign
that I should start spending more money now *.

I want the check to the undertaker to bounce,
while others want to found dynasties. There
is nothing wrong with either approach, but
you should think about your goals and make
your financial plans to bring them about.

* I might "spend" the money on a sabbatical,
money can buy time as well as things.

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