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There is no time limit to remove your money from your former employer's plan regardless of the size of your account.
Since companies are usually charged a per participant fee by the plan recordkeeper, employers are allowed o automaitcally cash out former employees who have a balance of less than $5,000. IF there is more than $5,000 the employer must obtain the employees' signature before cashing them out of the Plan.
There is no time limit for cashing someone out with less than $5,000. They should allow you a resonable time to make a withdrawal decision.
Most employers will not cash you out imediately, for if they do so the check will be made out to you and 20% will be withheld automatically. The employer should, upon termination of service provide you with a withdrawal election form. If this form is not turned in withhin a reasonable time, then the employer is fre to cash you out. Most employers consider 30 days reasonable.
However, there is no written regulations that specify 30 days.
Hope this helps.

Bill
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