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No. of Recommendations: 3
Theres too much risk in borrowing from your 401k. If you lose your job have to pay the money back with after tax cash or pay the penalty. The stock market should return better than 3.25 %

Look into your area and see if there are any credit unions that offer personal loans. In Phoenix at Sunwest Federal Credit Union they are offering a personal loan special of 7.90% for any reason. If you have money in CDs at a CU you can borrow against them and get a low rate.
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