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They were the focus you on price or payment (didn't matter which) type of guys and they started to HATE me when I brought a calculator programmed to calculate exactly what their interest rates were (was 15% pre-calculator coming out of pocket, fell to 9% afterwards).

End result - we didn't buy the car, and the whole experience turned DW and I off so much that we haven't looked since.


Try putting money away for new/used one so U don't need finance costs. I have not ever bought a car on time. And by the time a new one is needed I have more than enough money. Do some real crunching to get the money ready for car. Look at credit unions for better finance deals than any dealer can honestly offer. All the zero's are paid somewhere else in higher fees, price and who knows what else.
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