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they will offer me a balance transfer rate of 0% up to my max limit which is 7200.

The questions that usually come to mind with respect to balance transfers are: what is the fee for the transfer (it's usually a % of the amount transferred), how long will the 0% introductory rate last, what will the rate be on that balance when it ends, and if you send in a payment will it be applied to the existing balance at 15% or to the 0% balance?

All of these can affect whether you will save money on the deal and how much. That last one can mean that the interest keeps cranking up on the 15% balance even if you are making extra payments (not sure if this may have been outlawed due to credit reform or not).
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