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This is an interesting development, for sure, but the ATM fees kill it for me.

I used to have a checking account with Wingspanbank.com years ago. They offered a similar deal to what ING appears to be preparing for, with a few exceptions. First of all, I could use any and all BankOne ATMs for free, due to an agreement between them and wingspan. Aside from that, I was reimbursed 3rd party ATM fees up to something like $10 a month. Now *THAT* was an awesome deal. Too bad it's gone :(

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