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This is definitely not an index fund. Janus Mercury is a very aggressive growth fund. I believe it focus on mid cap companies with a heavy technology weighting. This is a very volatile fund. Just look at the last 30 days performance of this fund and you'll see what I mean.
You should definitely diversify your portfolio. You should never hold 100% of your portfolio in one fund, even an index fund. Which is not offered in your plan. Own some overseas, growth, value, mid cap, large cap etc.

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