No. of Recommendations: 1
This is like running through raindrops hoping you won't get wet. Why doesn't the OP just stop using credit for two cycles? Easy peasy.

Not easy at all. Try buying things online without a credit card. Try renting a car, or stay at a hotel, or buy a plane ticket.

But what he wants to do *is* easy. Just pay down the credit card weekly or just before the statement date.
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