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This is way out of my knowledge base but you might also want to consider how "safe" the company is financially. That pension benefit exceeds what it would be insured (by PBGC) for, so if the company goes under, your pension will be cut even though it is insured. The limit was around $6,000 a month and it is lower than that if you start your pension before age 65.

I'm guessing others here know this stuff.

good luck
Rich
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