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This isn't a secret workaround... and the costs are not at all prohibitive (they are a fraction of the premium charged for investor rates,) which is why servicers still do curb-view driveby inspections, and use other occupany audit methods.


How much of a difference is there in interest rates?

Many years ago, we tried to refinance a rental property. We ran into a couple of problems. The major one was the loan wasn't large enough to justify the costs associated a new mortgage. I don't remember what interest rate we were offered.
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