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This thread hasn't let me down! I LOVE the TMF! :-)

I am starting to think that some form of an IRA might be best for her over a 529 with the funds she is earning...

I guess (and this may be for another board) that the Roth IRA might be more beneficial than a traditional here?

My thinking is that she is most likely (*hopefully*) in the lowest tax bracket she will ever be in--therefore the the growth/earnings would be tax free in 64.5 years--then again, who knows what the tax landscape would be then--whether Roth IRAs will continue to exist at all... But I digress...

Anyway, this has been a wealth of information. And Phil highlights a great point... Never to early for Fool School!

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