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No. of Recommendations: 5
This week I got a letter telling me my cash advance limit was being reduced to 20% of my credit limit.

My credit cards range from 25% to 50% of credit limit for cash advances. It is common for cards to have a separate cash advance limit. It feels more like the card issuer is trying to manage risk rather than individually targeting you.

Are CC users are more likely to default on cash advances than purchases?

If you are willing to pay the interest rates and fees for a credit card cash advance, you are either desperate or stupid. Either would lead to a higher default rate.
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