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thought it looked at employment. Because that could/would affect people's ability to repay.

Employment information is included in credit reports, but I don't think it's used in scoring. It shouldn't be -- it's the least accurate part of the credit report, in my experience. And salary is not included.

As an employer, I've never received a request for employment verification from a revolving lender, only from mortgage lenders. Mortgage lenders verify every source of income that you list in the application.
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