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I'm a federal employee and contribute to the Thrift Savings Plan (TSP), our version of a 401K. I recently learned of a website called where (with a subscription) they will send recommended allocations and periodic changes to those allocations between the G, C, F, S, and I funds. They do not hide the fact that they are timing the market.

I would like to be aggressive with my retirement funds and am wondering if anyone is familiar with this organization and/or has any thoughts on this.

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