I'm a federal employee and contribute to the Thrift Savings Plan (TSP), our version of a 401K. I recently learned of a website called TSPpilot.com where (with a subscription) they will send recommended allocations and periodic changes to those allocations between the G, C, F, S, and I funds. They do not hide the fact that they are timing the market.I would like to be aggressive with my retirement funds and am wondering if anyone is familiar with this organization and/or has any thoughts on this.Thanks.
Interesting. I'm looking at it now. Would be nice to get 22% return on TSP for the next 30 years or more...
Well, maybe I'm totally stupid, butI just subscribed for a year. I'll give it a try, and find out if it works or not. what I've been doing is putting 25% C fund, 50% Sfund, and 25% I fund. I figured this would get me about the best returns since the G and F funds are just things like bonds and whatnot.Do you know if there is any way to track performances?? Is there tracking software where I could put in prices and see what my return is, versus what I would have gotten if I left it with the 25/50/25% for C, S, and I funds? I just want to be able to look back next year, and see how much MORE OR LESS I earned or lost with this service versus what I was doing...and to see if the net gain is worth the subscription cost.
The funds available in my thrift fund say the resemble ABC or XYZ. I use what they resemble to track it. You have to come up with a ratio to compare them, since their price is different than the one they resemble, to come with the appropriate number of shares. Hal
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